Insurance Products

GRS Hospitality

Insurance Products

GRS Hospitality

With a collaborative approach and empowered underwriters, Sompo Global Risk Solutions’ team of dedicated risk specialists provides comprehensive coverage for a wide range of clients in the hospitality industry.


Target Clients

Focused on U.S. domiciled risks, we work exclusively through retail brokers to deliver superior service to address each client’s unique risk needs. Our dedicated Hospitality team structures solutions across a range of classes within the industry: 

  • Hotel Owners 
  • Hotel Operators 
  • Hotel Brands 
  • Property Managers 
  • Time-share owner/operators  
  • Cultural Institutions 
  • Gaming/ Casinos 
  • Parking Operators 
  • Arenas/Venues 
  • Museums/Art Centers 
  • Golf Club Owners/Operators 

Coverage Features

  • Focus on middle market and large commercial accounts with minimum annual Property & Casualty premium of $250K or greater 
  • Guaranteed cost and all alternative risk transfer mechanisms (deductibles, SIR , retro rating plans and captive programs) 

Significant Capacity

We take a unique approach, offering comprehensive coverage across all lines of business to the Hospitality market. We offer significant capacity in the following product lines: 

  • Property – up to $500M AOP / $25M CAT 
  • General Liability – $1M limit, can increase based on risk (admitted only) 
  • Package – same as Property and GL 
  • Auto – $1M limit, can increase based on risk 
  • Workers’ Compensation – statutory limits  
  • Umbrella / Excess Casualty – $25M 
  • Professional Lines – $25M 
  • Environmental – $25M 
  • Builders’ Risk – same as Property 
  • Surety – depending on bonding needs 
  • Weather Protection – $50M limit, can increase based upon risk 

Value Added Service

Sompo Global Risk Solutions’ approach is to forge a long-term holistic trading partnership with each account, not based on individual products, rather by offering all lines of business through a multidisciplinary specialty team with a focus on one industry vertical. 

We are committed to providing our clients with:

  • Empowered hospitality underwriters who have authority at the point of sale 
  • Loss control resources specializing in risk management programs tailored to the needs of this client segment 
  • Dedicated in-house claims staff with strategic partnerships with outside counsel specializing in hospitality claims 
  • An operations team with deep expertise that truly understands and can quickly respond to policy requests and handle