Insurance Products

Bermuda Financial Institutions

Our Bermuda Financial Institutions team provides a range of specialized excess management liability, professional liability and crime products for banks, insurance companies, asset managers, and financial services companies. Our dedicated underwriting team understands all aspects of this unique and complex sector.

Target Clients

We specialize in large publicly traded and private financial institutions domiciled in the U.S. and internationally.


Risks can be written on a direct insurance or reinsurance basis. Our products include:

  • Directors & Officers Liability
  • Side-A Directors and Officers Liability
  • Lead Side-A Difference in Conditions cover
  • Errors & Omissions (except insurance agents/ brokers)
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime
  • U.S. $25M (or currency equivalent)
Minimum Attachment
  • U.S. $25M (or currency equivalent)
Policy Forms
  • Excess Follow Form
  • Lead Side-A Difference in Conditions policy
Coverage Features
  • Coverage provided for TRIEA perils
  • Punitive damages coverage irrespective of underlying insurability
  • Exhaustion of Underlying – payment of loss by the underlying insurer or the insured
Underwriting Capabilities
  • Underwriting team has extensive experience working with globally-based Fortune 1000 financial institutions
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