We offer a broad array of primary and excess liability coverage tailored to a range of professional services classes. Armed with broad underwriting authority, experienced in offering flexible and creative underwriting solutions, and adept at serving sophisticated operations with unique coverage needs, our team partners with select wholesale and retail professional liability brokers to monitor and address emerging trends in the industry and provide superior service to our clients.
Target clients
We offer primary and excess coverage to the following target classes:
Premier professional
MPL, Tech E&O, Media Liability, Network Security & Privacy. Standalone or blended coverage for Cyber & Network Risk can include all liability and first party coverage including data breach expense, business interruption, contingent business interruption, digital asset loss and cyber extortion.
- Most non-licensed professional and technology service classes
- All network risk classes
- General consulting, real estate agents and brokers, property and construction managers
- Management, strategic, compliance and other business consultants
- Advertising agencies, market research organizations, document and information management services, graphic designers
Excess insurance agents and brokers
- Insurance agents and brokers, including MGAs and MGUs
- Third party administrators
- Employee benefits and pension plan administrators
- Loss control consultants and risk managers
Excess lawyers professional
- Excess coverage available for firms with five or more attorneys
Excess form
- One page excess form for all professional liability and cyber classes
Products
Capacity
- Up to $10M in capacity across cyber, E&O products (actual deployed will vary by risk)
- Up to $5M capacity for lawyers
- Primary and excess attachments considered across all product lines
Coverage features
- Security/privacy coverage available across all forms
- Punitive damages with most favorable venue language where allowed by law
- True worldwide coverage
- Broad definition of covered services
- Flexible policy formats allow for manuscript language
- Media coverage inclusive of personal and proprietary rights injuries
- Favourable consent to settle clause
- Discrimination and dishonesty defense coverage
Submission requirements
- Standard professional liability applications and supplements (other carriers applications are acceptable)
- 5 years of currently valued carrier loss runs
- Copies of standard client contracts