Insurance Products

U.S. & Canada – Commercial Specialty Property

Offering high-quality, comprehensive property coverage to midsize through large commercial accounts across a wide range of industries, our U.S. and Canada team provides superior risk solutions to our insureds.


Our Commercial Specialty Property – U.S. and Canada team offers property coverage to commercial accounts with a focus on midsize to large domestic and U.S. domiciled multinational companies with a proactive approach to risk management. We pride ourselves on delivering superior risk solutions to our insureds, backed by Sompo’s exceptional financial strength.

Target Clients

We provide coverage across all industries, including but not limited to: 

  • Healthcare 
  • Retail Stores 
  • Light & Heavy Manufacturing  
  • Food Processing 
  • Metal Working 
  • Warehousing 
  • Wholesale Suppliers 
  • Hospitals & Healthcare 
  • Educational Institutions 
  • Transportation 

Property coverage for Energy is offered through our London Market & Europe Energy team and we also offer Real Estate, Hospitality, Financial Institutions, Professional Services, and Life Sciences  coverage.

Coverage Features


  • Large Accounts: $50M capacity for Fire peril; Middle Market: $500M capacity for Fire peril 
  • $10M for Critical Flood and High Hazard Earthquake 
  • Capacity varies by account based on attachment and risk profile; Capacity available from ground up 
  • Coverage offered on primary, quota share and excess of loss basis 
  • Accounts sourced exclusively through appointed national and regional retail brokers 

Underwriting and Claims Capabilities 

  • Global coverage for multinational accounts 
  • Admitted and non-admitted paper (A+ rating) 
  • Creative and flexible underwriting approach 
  • Underwriting team has significant experience with mid-size to large, well risk-managed insureds
  • Dedicated and experienced claims and risk control teams with commercial property expertise 
  • Collaborative value add loss control/engineering services to identify and mitigate risks in order to protect business value 
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