Insurance Products

U.S. Commercial Property

Insurance Products

U.S. Commercial Property

Offering high-quality, comprehensive property coverage to midsize through large commercial accounts across a wide range of industries, we provide superior risk solutions to our insureds.


Overview

Our U.S. Commercial Property team offers property coverage to commercial accounts with a focus on midsize to large domestic and U.S. domiciled multinational companies with a proactive approach to risk management. We pride ourselves on delivering superior risk solutions to our insureds, backed by Sompo International’s exceptional financial strength.  

Target Clients

We provide coverage across all industries, including but not limited to: 

  • Healthcare 
  • Retail Stores 
  • Light & Heavy Manufacturing  
  • Food Processing 
  • Metal Working 
  • Warehousing 
  • Wholesale Suppliers 
  • Hospitals & Healthcare 
  • Educational Institutions 
  • Transportation 

Property coverage for Energy is offered through our London Market & Europe Energy team and Real Estate and Hospitality is offered through our Sompo Global Risk Solutions team.

Coverage Features

Capacity 

  • Large Accounts: $50M capacity for Fire peril; Middle Market: $500M capacity for Fire peril 
  • $10M for Critical Flood and High Hazard Earthquake 
  • Capacity varies by account based on attachment and risk profile; Capacity available from ground up 
  • Coverage offered on primary, quota share and excess of loss basis 
  • Accounts sourced exclusively through appointed national and regional retail brokers 

Underwriting and Claims Capabilities 

  • Global coverage for multinational accounts 
  • Admitted and non-admitted paper (A+ rating) 
  • Creative and flexible underwriting approach 
  • Underwriting team has significant experience with mid-size to Fortune 2000 accounts 
  • Dedicated and experienced claims and risk control teams with commercial property expertise 
  • Collaborative value add loss control/engineering services to identify and mitigate risks in order to protect business value